As long as companies and people continue to exchange sensitive information, content, data and transactions over the Internet, the chance of identity theft and other forms of online fraud will proceed to flourish. Any company - including those in the financial services, brokerage, e-commerce, insurance, government and gaming industries - invested in protecting online accounts and communications needs to take heed.

Today's criminals have leveraged the open nature of the Internet to create highly successful online criminal communities with a never-ending global supply of unsuspecting victims. They continue to exploit the inefficiencies of even the newest security and risk-management endeavors, and they have aggressively performed their criminal acts with increasing sophistication.